[{"_1":2,"_339":-5,"_340":-5},"loaderData",{"_3":4},"routes/topics.$topicSlug.$articleSlug",{"_5":6,"_13":14,"_25":26},"topic",{"_7":8,"_9":10,"_11":12},"id",223,"name","Cards","slug","cards-223","article",{"_15":16,"_17":18,"_7":19,"_11":20,"_21":22,"_23":24},"content","

Check that your card is activated and your account has sufficient funds. Also confirm the terminal accepts your card type (Verve or Mastercard).

If the problem persists, contact Moniepoint customer support with your masked card PAN and transaction details.

","createdOn","2026-05-02T06:57:25.000Z",552,"my-card-was-declined-at-a-pos-terminal-what-should-i-do-552","status","ACTIVE","title","My card was declined at a POS terminal. What should I do?","articles",[27,33,39,45,51,57,63,69,75,81,87,93,99,105,111,117,123,14,129,135,141,147,153,159,165,171,177,183,189,195,201,207,213,219,225,231,237,243,249,255,261,267,273,279,285,291,297,303,309,315,321,327,333],{"_15":28,"_17":29,"_7":30,"_11":31,"_21":22,"_23":32},"

You can reset your card PIN through the Moniepoint app. To reset your card pin:

Log in to your app
On your dashboard, click on Cards.
Select your card
Click on Settings
Click on the Reset Pin option
Enter the OTP sent to your registered phone number.
Reset Pin.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:20:49.000Z",279,"i-forgot-my-card-pin-how-do-i-reset-it-279","I forgot my card PIN. How do I reset it?",{"_15":34,"_17":35,"_7":36,"_11":37,"_21":22,"_23":38},"

Open the Moniepoint app and click on the Cards section which can be found in the bottom navigation menu. Please note that you will need the card serial number, found on the back of your physical card or the paper in the envelope your card comes in, to complete activation.

On the Cards page, under “Pending Activation\" click “View Details.”

Click the “Activate Card” icon.
When the “Have you received the card” message pops up, click \"Yes, I have” if the card has been received.
The Delivery Code section comes up; give the code to the logistics partner who delivered the card, or click “Continue with Activation.”
Under “Activation Code,\" either scan the QR code or enter the activation code, which can be found on the letter that comes with the card envelope and click “Next” to go to the next section, which is to set up your card pin.
On the “Set your Card PIN” section, input your card pin and confirm your card pin.
Once that is done, input your transaction pin to complete your card activation. Note that the transaction pin is also known as the user pin; it is the pin the customer uses to make a transfer who delivered the card or click “Continue with Activation.”
Under “Activation Code,\" either scan the QR code or enter the activation code, which can be found on the letter that comes with the card envelope and click “Next” to go to the next section, which is to set up your card pin.
On the “Set your Card PIN” section, input your card pin and confirm your card pin.
Once that is done, input your transaction pin to complete your card activation. Note that the transaction pin is also known as the user pin; it is the pin the customer uses to make a transfer.

","2026-02-05T13:23:15.000Z",281,"how-do-i-activate-my-new-moniepoint-card-281","How do I activate my new Moniepoint card?",{"_15":40,"_17":41,"_7":42,"_11":43,"_21":22,"_23":44},"

Open the Moniepoint app, go to the Cards section, and enter your transaction PIN to view your card details. Use those details (card number, expiry, CVV) to complete the payment on the website or app.

","2026-05-02T06:56:43.000Z",551,"how-do-i-use-my-card-for-online-payments-551","How do I use my card for online payments?",{"_15":46,"_17":47,"_7":48,"_11":49,"_21":22,"_23":50},"

Your card transaction limit is tied to your account KYC. To increase your limit, submit the required identity documents through the Moniepoint app to upgrade your KYC level.

","2026-05-02T07:12:56.000Z",559,"how-do-i-increase-my-card-transaction-limit-559","How do I increase my card transaction limit?",{"_15":52,"_17":53,"_7":54,"_11":55,"_21":22,"_23":56},"

Maximum Single Transaction Debit Limit: The maximum single debit limit is ₦100,000 per transaction. This limit is in place to help protect against fraud.
Weekly ATM Cash Withdrawal Limit: The maximum weekly cash withdrawal across all banks is ₦500,000 for individuals. However, individual ATM machines typically have their own per-transaction cap of around ₦20,000.
POS Withdrawal Limits: POS transaction limits are generally higher than ATM limits. You can withdraw larger amounts via a POS terminal in a single transaction than you can at an ATM.

","2026-05-02T07:11:54.000Z",558,"what-are-the-transaction-limits-on-a-moniepoint-card-558","What are the transaction limits on a Moniepoint card?",{"_15":58,"_17":59,"_7":60,"_11":61,"_21":22,"_23":62},"

Personal account holders can have a maximum of 1 active card at a time. Across all account types, you can receive up to 2 new cards per quarter (every 3 months).

Each card is linked to a single account. If you open a new account, you will need a separate card for that account.

","2026-05-02T07:07:53.000Z",557,"how-many-cards-can-i-have-on-my-account-557","How many cards can I have on my account?",{"_15":64,"_17":65,"_7":66,"_11":67,"_21":22,"_23":68},"

A Moniepoint card is a Naira debit card you can use for ATM withdrawals, POS payments, online purchases, card transfers, and subscriptions.

There are three types of Moniepoint Cards available: Verve, Mastercard and Afrigo. All perform the same functions. Mastercard is accepted on more platforms globally. Verve and Afrigo works on platforms that accept it or charge in Naira.

","2026-02-05T13:38:51.000Z",286,"what-is-a-moniepoint-card-286","What is a Moniepoint card?",{"_15":70,"_17":71,"_7":72,"_11":73,"_21":22,"_23":74},"

To request a Moniepoint card, follow the steps below:

Download and create an account on the Moniepoint app.
Navigate to the cards section of the app, click the + icon, and select “New Card Request.”
Select the card type you wish to have, either a physical or virtual card, and click the icon below to proceed.
Select how you wish to collect your card: “Deliver Card to Me” or “Collect Card from Sales Agent.”
For the “Deliver card to me” option, ensure to fill in the details requested: delivery address, nearest area to you, phone number, and alternate phone number.
Choose a delivery date and time that would be suitable for you to receive your card from the logistics partner.
Input a name you would like for your card; please note that Moniepoint cards do not carry names on them; this name will be seen on the app and not on the card.
Once all details have been entered, move on to the payment section.
Once payment has been made, the logistics partner’s details will be seen on the app, and you can contact them to request an update on the delivery of your card.
For the “Collect card from Sales Agent” option, enter the sales agent’s account number and proceed to the next section. A code will then be generated, and once it is confirmed, the card can then be activated.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:37:40.000Z",285,"how-do-i-get-a-moniepoint-card-285","How do I get a Moniepoint card?",{"_15":76,"_17":77,"_7":78,"_11":79,"_21":22,"_23":80},"

You can use your Moniepoint card for various transactions such as:

• ATM cash withdrawals

• POS payments and withdrawals

• Online and web payments

• Subscriptions and recurring payments

• Card transfers

","2026-05-02T06:55:48.000Z",550,"what-can-i-use-my-moniepoint-card-for-550","What can I use my Moniepoint card for?",{"_15":82,"_17":83,"_7":84,"_11":85,"_21":22,"_23":86},"

You can block your card through the Moniepoint app by going to the Cards section and selecting the block or freeze option.

Log in to your app
Navigate to the Cards section
Click on your active card
Click on Block Card
Then follow the prompts.

If you cannot access your app, dial the USSD code *557*3# or contact Moniepoint customer support immediately to request an emergency block.

","2026-02-05T13:22:10.000Z",280,"how-do-i-block-my-moniepoint-card-280","How do I block my Moniepoint card?",{"_15":88,"_17":89,"_7":90,"_11":91,"_21":22,"_23":92},"

Kindly follow the steps below to unblock your Moniepoint Expense card;

Click on 'cards ' section and select the card details you want to unblock
Click on 'unblock card'
Enter the OTP sent to your registered phone number and submit.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:35:20.000Z",284,"how-do-i-unblock-my-moniepoint-card-284","How do I unblock my Moniepoint Card?",{"_15":94,"_17":95,"_7":96,"_11":97,"_21":22,"_23":98},"

Your physical card shows only the Moniepoint logo and card type logo (Verve, Mastercard or Afrigo) on the front, and the card serial number on the back. It does not display your card number, name, or expiry date.

To see your full card details including the card number (PAN), name, and expiry date:

Log in to your Moniepoint app
Select Cards from the dashboard
On the Cards page, go to the Physical Cards section
Click the Details option
Enter your transaction PIN to successfully view the card details

","2026-04-28T21:58:55.000Z",539,"what-does-my-moniepoint-physical-card-look-like-539","What does my Moniepoint physical card look like?",{"_15":100,"_17":101,"_7":102,"_11":103,"_21":22,"_23":104},"

Moniepoint cards are Naira debit cards. Mastercard can be used on international platforms, while Verve and Afrigo is limited to platforms that accept Verve and Afrigo or charge in Naira.

","2026-04-28T22:17:10.000Z",540,"can-i-use-my-moniepoint-card-outside-nigeria-540","Can I use my Moniepoint card outside Nigeria?",{"_15":106,"_17":107,"_7":108,"_11":109,"_21":22,"_23":110},"

Block your card immediately through the Moniepoint app
Contact Moniepoint customer support right away through any of our support channels
Report the incident to the fraud team by sending an email to frauddesk@moniepoint.com
Provide any screenshots or evidence you have when reporting.

","2026-05-01T18:51:22.000Z",541,"what-should-i-do-if-i-notice-a-suspicious-transaction-541","What should I do if I notice a suspicious transaction?",{"_15":112,"_17":113,"_7":114,"_11":115,"_21":22,"_23":116},"

Obtain the declined receipt from the merchant's POS machine or app, this is not available in your Moniepoint app. Contact Moniepoint's customer support and provide the declined receipt as evidence for faster resolution.

","2026-05-02T06:59:30.000Z",554,"i-was-debited-at-a-pos-but-the-transaction-failed-what-do-i-do-554","I was debited at a POS but the transaction failed. What do I do?",{"_15":118,"_17":119,"_7":120,"_11":121,"_21":22,"_23":122},"

First confirm whether the transaction was successful or failed. If the transaction failed, submit a refund request via the Moniepoint app. If it was successful but you received no value, contact the merchant directly to request a refund.

Refund requests on the app are strictly for failed transactions. They cannot be used for successful transactions where you simply no longer want the product or service.

","2026-05-02T07:00:48.000Z",555,"i-made-an-online-payment-but-did-not-receive-what-i-paid-for-what-do-i-do-555","I made an online payment but did not receive what I paid for. What do I do?",{"_15":124,"_17":125,"_7":126,"_11":127,"_21":22,"_23":128},"

Submit a refund request through the Moniepoint app as soon as possible. If you cannot access the app, contact customer support and the complaint will be escalated to the responsible team for resolution.

","2026-05-02T06:58:24.000Z",553,"my-card-was-debited-but-i-received-no-cash-from-the-atm-what-do-i-do-553","My card was debited but I received no cash from the ATM. What do I do?",{"_15":130,"_17":131,"_7":132,"_11":133,"_21":22,"_23":134},"

Share your official Temu refund evidence with Moniepoint customer support. The support team will escalate to an internal team for investigation. If your refund cannot be traced, they will contact Temu directly using your evidence for confirmation and resolution.

Since Temu has already issued a refund, do not raise a chargeback. Doing so could complicate the resolution process.

","2026-05-02T06:49:54.000Z",546,"i-got-a-refund-from-temu-but-the-money-hasnt-arrived-in-my-account-what-do-i-do-546","I got a refund from Temu but the money hasn't arrived in my account. What do I do?",{"_15":136,"_17":137,"_7":138,"_11":139,"_21":22,"_23":140},"

You must first cancel the subscription directly through Google Play. Google will then process the refund and send an automated receipt to your registered email. Provide this receipt to Moniepoint customer support to proceed.

A valid refund receipt must clearly show: item, amount refunded, payment method, order date, and order number. Any document missing these details will be rejected. If you cannot find the email, check your Spam or Junk folder, or request the receipt again from Google Play.

","2026-05-02T06:52:33.000Z",548,"i-subscribed-to-google-play-but-want-a-refund-how-do-i-get-one-548","I subscribed to Google Play but want a refund. How do I get one?",{"_15":142,"_17":143,"_7":144,"_11":145,"_21":22,"_23":146},"

A declined receipt is the receipt printed by the merchant's POS machine or provided by the merchant's app when a transaction fails. It is not found in your Moniepoint app, you must obtain it directly from the merchant or business where the transaction was attempted.

","2026-05-02T06:51:04.000Z",547,"what-is-a-declined-receipt-and-where-do-i-get-it-547","What is a declined receipt and where do I get it?",{"_15":148,"_17":149,"_7":150,"_11":151,"_21":22,"_23":152},"

For same-day failed transactions, wait 24 hours before raising a refund request. For disputes already logged, follow up with customer support if the refund has not reflected within the expected timeframe.

","2026-05-02T07:02:15.000Z",556,"how-long-does-a-refund-for-card-transactions-take-to-reflect-in-my-account-556","How long does a refund for card transactions take to reflect in my account?",{"_15":154,"_17":155,"_7":156,"_11":157,"_21":22,"_23":158},"

A dispute is when you report a problem with a card transaction, such as being charged incorrectly, not receiving what you paid for, or a transaction you did not authorise. Moniepoint's cards team investigates and may process a chargeback (reversal of funds) if your claim is valid.

Card disputes must be raised within 120 days of the transaction date. Transactions older than 120 days cannot be logged on the dispute management system, though the cards team can still send a query to the bank on your behalf. Note that resolution is not guaranteed for transactions beyond 120 days.

","2026-05-02T06:53:51.000Z",549,"what-is-a-card-transaction-dispute-549","What is a card transaction dispute?",{"_15":160,"_17":161,"_7":162,"_11":163,"_21":22,"_23":164},"

If the transaction was successful and you received the goods or service, Moniepoint cannot raise a chargeback on your behalf. You would need to contact the merchant directly for a refund. The dispute process applies to failed, duplicate, or fraudulent transactions only.

","2026-05-01T19:21:54.000Z",545,"can-i-dispute-a-transaction-i-made-by-mistake-545","Can I dispute a transaction I made by mistake?",{"_15":166,"_17":167,"_7":168,"_11":169,"_21":22,"_23":170},"

An unauthorised transaction is one you did not approve, such as a debit caused by a stolen card, compromised card details, or identity theft. Signs include charges from unusual locations, debits you have no knowledge of, or transactions you received no benefit from.

If your card was used for a web transaction you did not authorise, here is what you can do:

Contact Moniepoint customer support immediately.
Support will ask whether you have your card details saved on any website or platform.
If you confirm you did not authorise the transaction, a complaint is logged and escalated for investigation.

","2026-05-01T18:55:33.000Z",542,"what-is-an-unauthorised-transaction-542","What is an unauthorised transaction?",{"_15":172,"_17":173,"_7":174,"_11":175,"_21":22,"_23":176},"

A chargeback is a reversal of funds from a transaction you dispute. It is processed by your bank or payment provider if you have an unresolved issue with a merchant.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:28:32.000Z",303,"what-is-a-chargeback-303","What is a chargeback?",{"_15":178,"_17":179,"_7":180,"_11":181,"_21":22,"_23":182},"

Request a chargeback if:

You were charged twice for the same transaction.
The goods or services were not delivered.
Cash is not dispensed from ATMs
You did not authorize the transaction.
Unauthorized transactions (non-fraud related).

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:27:51.000Z",302,"when-should-i-request-a-chargeback-302","When should I request a chargeback?",{"_15":184,"_17":185,"_7":186,"_11":187,"_21":22,"_23":188},"

No, our chargeback team does not handle fraud-related cases. For suspected fraud, please contact our fraud department immediately at frauddesk@moniepoint.com .

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:27:07.000Z",301,"is-my-chargeback-is-related-to-fraud-301","Is my chargeback is related to fraud?",{"_15":190,"_17":191,"_7":192,"_11":193,"_21":22,"_23":194},"

You can submit a request through our app by disputing the specific transaction or by contacting any of our support channels. Please Include all relevant transaction details.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:25:53.000Z",300,"how-do-i-submit-a-chargeback-request-300","How do I submit a chargeback request?",{"_15":196,"_17":197,"_7":198,"_11":199,"_21":22,"_23":200},"

No. Never share your full card number, expiry date, CVV, or PIN with anyone, including people claiming to be Moniepoint staff. Moniepoint staff will never ask for your full card details. When reporting an issue, always provide only your masked card PAN (with asterisks), not the full number.

","2026-05-01T19:20:13.000Z",544,"is-it-safe-to-share-my-card-number-with-someone-544","Is it safe to share my card number with someone?",{"_15":202,"_17":203,"_7":204,"_11":205,"_21":22,"_23":206},"

Moniepoint card details are not displayed on the physical card. To complete any web transaction, someone would need to access your Moniepoint app and retrieve the card details using your transaction PIN.

If an unauthorised web transaction occurred, consider whether someone may have had access to your app or login credentials. If you are unsure who made the transaction, please contact Moniepoint customer support immediately.

","2026-05-01T19:18:03.000Z",543,"how-could-someone-make-an-online-purchase-with-my-card-without-my-knowledge-543","How could someone make an online purchase with my card without my knowledge?",{"_15":208,"_17":209,"_7":210,"_11":211,"_21":22,"_23":212},"

The transaction details should include the account number, date, amount, and the CBA reference.
If applicable, provide evidence of any communication with the merchant.
If the claim is a partial or full disbursement, or if the merchant failed to provide value, provide a detailed explanation for your dispute.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:25:03.000Z",299,"what-information-do-i-need-to-provide-to-lodge-a-chargeback-request-299","What information do I need to provide to lodge a chargeback request?",{"_15":214,"_17":215,"_7":216,"_11":217,"_21":22,"_23":218},"

Yes, chargebacks must generally be filed within 120 days of the transaction date otherwise the chargeback rights will be lost.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:24:07.000Z",298,"is-there-a-deadline-to-file-a-chargeback-298","Is there a deadline to file a chargeback?",{"_15":220,"_17":221,"_7":222,"_11":223,"_21":22,"_23":224},"

No, we do not charge fees for initiating a chargeback.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:23:27.000Z",297,"are-there-fees-for-filing-a-chargeback-297","Are there fees for filing a chargeback?",{"_15":226,"_17":227,"_7":228,"_11":229,"_21":22,"_23":230},"

Our team will review your request.
If valid, we will forward the case to the merchant’s bank.
You’ll receive status updates through our app or the support team.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:22:19.000Z",296,"what-happens-after-i-file-a-chargeback-296","What happens after I file a chargeback?",{"_15":232,"_17":233,"_7":234,"_11":235,"_21":22,"_23":236},"

No, refunds will be available following the resolution of the chargeback claim, if applicable.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:21:31.000Z",295,"will-i-receive-an-immediate-refund-for-a-chargeback-claim-295","Will I receive an immediate refund for a chargeback claim?",{"_15":238,"_17":239,"_7":240,"_11":241,"_21":22,"_23":242},"

Generally, subscription disputes are not eligible unless there was fraud or a clear violation of terms and condition by the merchant.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:20:21.000Z",294,"can-i-dispute-a-transaction-for-a-subscription-i-forgot-to-cancel-294","Can I dispute a transaction for a subscription I forgot to cancel?",{"_15":244,"_17":245,"_7":246,"_11":247,"_21":22,"_23":248},"

If the merchant provides evidence to refute your claim, we will notify you and may request additional information from you to proceed with the case.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:18:58.000Z",293,"what-if-the-merchant-provides-evidence-against-my-chargeback-claim-293","What if the merchant provides evidence against my chargeback claim?",{"_15":250,"_17":251,"_7":252,"_11":253,"_21":22,"_23":254},"

The process depends on the acquirer's (Merchant Bank) feedback on the transaction. Once we receive the settlement and the other institution (Merchant Bank) agrees that the transaction failed, we will process the reversal. If not, we will provide an approved receipt to signify a successful transaction.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:21:51.000Z",292,"is-there-a-guarantee-that-my-funds-will-be-reversed-for-a-chargeback-request-292","Is there a guarantee that my funds will be reversed for a chargeback request?",{"_15":256,"_17":257,"_7":258,"_11":259,"_21":22,"_23":260},"

You can monitor the progress directly in the app under cards or by reaching out to our support channels.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:17:35.000Z",291,"where-can-i-track-my-chargeback-status-291","Where can I track my chargeback status?",{"_15":262,"_17":263,"_7":264,"_11":265,"_21":22,"_23":266},"

After we must have confirmed that the receipt is valid, that is the correctness of the PAN, amount, transaction date, RRN and so on. The receipt will be given to you to present to the merchant for resolution.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:13:35.000Z",290,"what-is-the-next-step-after-receiving-the-approved-receipt-for-a-chargeback-request-290","What is the next step after receiving the approved receipt for a chargeback request?",{"_15":268,"_17":269,"_7":270,"_11":271,"_21":22,"_23":272},"

Insist on getting a re-print of the customer copy of the failed receipt to enable us to arbitrate the transaction.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:11:54.000Z",289,"what-if-the-merchant-refuses-to-resolve-after-being-provided-with-an-approved-receipt-289","What if the merchant refuses to resolve after being provided with an approved receipt?",{"_15":274,"_17":275,"_7":276,"_11":277,"_21":22,"_23":278},"

You can file a complaint for failed transactions at exactly 24 hours after the transaction was consummated, this is to allow for auto reversal to take place.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:10:05.000Z",288,"when-do-i-complain-about-a-failed-card-transaction-288","When do I complain about a failed card transaction?",{"_15":280,"_17":281,"_7":282,"_11":283,"_21":22,"_23":284},"

Yes

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:08:13.000Z",287,"does-chargeback-apply-to-atm-transactions-287","Does chargeback apply to ATM transactions?",{"_15":286,"_17":287,"_7":288,"_11":289,"_21":22,"_23":290},"

Personal account holders can have a maximum of 1 active card at a time. Across all account types, you can receive up to 2 new cards per quarter (every 3 months).

","2026-02-05T13:25:43.000Z",283,"what-is-the-maximum-number-of-cards-i-can-have-on-my-account-283","What is the maximum number of cards I can have on my account?",{"_15":292,"_17":293,"_7":294,"_11":295,"_21":22,"_23":296},"

No. Each card is linked to a single account. If you open a new account, you will need a separate card for that account.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:24:37.000Z",282,"can-i-use-the-same-card-on-different-moniepoint-accounts-282","Can I use the same card on different Moniepoint accounts?",{"_15":298,"_17":299,"_7":300,"_11":301,"_21":22,"_23":302},"

Check your card limits in the cards section of your app. To do this, follow the steps below

Log in to your App
On your dashboard, click on cards.
Click on your active cards
Click on Settings
Click on Card Limits and confirm that your card limit is not less than the amount you are trying to withdraw

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:19:30.000Z",278,"what-do-i-do-when-i-get-the-error-message-exceeds-withdrawal-limit-when-i-try-to-withdraw-using-my-moniepoint-card-278","What do I do when I get the error message “exceeds withdrawal limit” when I try to withdraw using my Moniepoint card?",{"_15":304,"_17":305,"_7":306,"_11":307,"_21":22,"_23":308},"

Confirm that your card is activated successfully and ensure you are selecting the “Savings Account” option when attempting to withdraw.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:17:47.000Z",277,"what-do-i-do-when-my-new-card-gives-the-error-invalid-transaction-277","What do I do when my new card gives the error “Invalid Transaction”?",{"_15":310,"_17":311,"_7":312,"_11":313,"_21":22,"_23":314},"

Report the fraudulent transaction to Moniepoint Support immediately. Block your card via the app or contact Support to prevent further misuse.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:08:42.000Z",276,"what-should-i-do-if-my-card-is-used-fraudulently-276","What should I do if my card is used fraudulently?",{"_15":316,"_17":317,"_7":318,"_11":319,"_21":22,"_23":320},"

Keep your card details confidential, enable transaction alerts, and use virtual cards for online transactions.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:05:44.000Z",272,"how-can-i-prevent-fraud-on-my-card-272","How can I prevent fraud on my card?",{"_15":322,"_17":323,"_7":324,"_11":325,"_21":22,"_23":326},"

• Block your card immediately through the app or by contacting Moniepoint's customer support

• Report the loss or theft to customer support

• Request a replacement card in the app or visit a Moniepoint sales agent to purchase a replacement card

• The old card must be removed from your account before a new one can be assigned

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:02:58.000Z",271,"what-should-i-do-if-my-card-is-lost-or-stolen-271","What should I do if my card is lost or stolen?",{"_15":328,"_17":329,"_7":330,"_11":331,"_21":22,"_23":332},"

Reversals depend on the transaction type and investigation outcome. Report incidents as soon as possible for a higher chance of recovery.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:01:35.000Z",270,"can-unauthorized-card-transactions-be-reversed-270","Can unauthorized card transactions be reversed?",{"_15":334,"_17":335,"_7":336,"_11":337,"_21":22,"_23":338},"

Moniepoint employs encryption, secure authentication processes, and fraud monitoring systems to protect your card transactions.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:00:25.000Z",269,"how-does-moniepoint-protect-card-transactions-269","How does Moniepoint protect card transactions?","actionData","errors"]

Cards

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My card was declined at a POS terminal. What should I do?