[{"_1":2,"_225":-5,"_226":-5},"loaderData",{"_3":4},"routes/topics.$topicSlug.$articleSlug",{"_5":6,"_13":14,"_25":26},"topic",{"_7":8,"_9":10,"_11":12},"id",223,"name","Cards","slug","cards-223","article",{"_15":16,"_17":18,"_7":19,"_11":20,"_21":22,"_23":24},"content","

Moniepoint cards are Naira debit cards. Mastercard can be used on international platforms, while Verve and Afrigo is limited to platforms that accept Verve and Afrigo or charge in Naira.

","createdOn","2026-04-28T22:17:10.000Z",540,"can-i-use-my-moniepoint-card-outside-nigeria-540","status","ACTIVE","title","Can I use my Moniepoint card outside Nigeria?","articles",[14,27,33,39,45,51,57,63,69,75,81,87,93,99,105,111,117,123,129,135,141,147,153,159,165,171,177,183,189,195,201,207,213,219],{"_15":28,"_17":29,"_7":30,"_11":31,"_21":22,"_23":32},"

Your physical card shows only the Moniepoint logo and card type logo (Verve, Mastercard or Afrigo) on the front, and the card serial number on the back. It does not display your card number, name, or expiry date.

To see your full card details including the card number (PAN), name, and expiry date:

Log in to your Moniepoint app
Select Cards from the dashboard
On the Cards page, go to the Physical Cards section
Click the Details option
Enter your transaction PIN to successfully view the card details

","2026-04-28T21:58:55.000Z",539,"what-does-my-moniepoint-physical-card-look-like-539","What does my Moniepoint physical card look like?",{"_15":34,"_17":35,"_7":36,"_11":37,"_21":22,"_23":38},"

A chargeback is a reversal of funds from a transaction you dispute. It is processed by your bank or payment provider if you have an unresolved issue with a merchant.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:28:32.000Z",303,"what-is-a-chargeback-303","What is a chargeback?",{"_15":40,"_17":41,"_7":42,"_11":43,"_21":22,"_23":44},"

Request a chargeback if:

You were charged twice for the same transaction.
The goods or services were not delivered.
Cash is not dispensed from ATMs
You did not authorize the transaction.
Unauthorized transactions (non-fraud related).

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:27:51.000Z",302,"when-should-i-request-a-chargeback-302","When should I request a chargeback?",{"_15":46,"_17":47,"_7":48,"_11":49,"_21":22,"_23":50},"

No, our chargeback team does not handle fraud-related cases. For suspected fraud, please contact our fraud department immediately at frauddesk@moniepoint.com .

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:27:07.000Z",301,"is-my-chargeback-is-related-to-fraud-301","Is my chargeback is related to fraud?",{"_15":52,"_17":53,"_7":54,"_11":55,"_21":22,"_23":56},"

You can submit a request through our app by disputing the specific transaction or by contacting any of our support channels. Please Include all relevant transaction details.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:25:53.000Z",300,"how-do-i-submit-a-chargeback-request-300","How do I submit a chargeback request?",{"_15":58,"_17":59,"_7":60,"_11":61,"_21":22,"_23":62},"

The transaction details should include the account number, date, amount, and the CBA reference.
If applicable, provide evidence of any communication with the merchant.
If the claim is a partial or full disbursement, or if the merchant failed to provide value, provide a detailed explanation for your dispute.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:25:03.000Z",299,"what-information-do-i-need-to-provide-to-lodge-a-chargeback-request-299","What information do I need to provide to lodge a chargeback request?",{"_15":64,"_17":65,"_7":66,"_11":67,"_21":22,"_23":68},"

Yes, chargebacks must generally be filed within 120 days of the transaction date otherwise the chargeback rights will be lost.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:24:07.000Z",298,"is-there-a-deadline-to-file-a-chargeback-298","Is there a deadline to file a chargeback?",{"_15":70,"_17":71,"_7":72,"_11":73,"_21":22,"_23":74},"

No, we do not charge fees for initiating a chargeback.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:23:27.000Z",297,"are-there-fees-for-filing-a-chargeback-297","Are there fees for filing a chargeback?",{"_15":76,"_17":77,"_7":78,"_11":79,"_21":22,"_23":80},"

Our team will review your request.
If valid, we will forward the case to the merchant’s bank.
You’ll receive status updates through our app or the support team.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:22:19.000Z",296,"what-happens-after-i-file-a-chargeback-296","What happens after I file a chargeback?",{"_15":82,"_17":83,"_7":84,"_11":85,"_21":22,"_23":86},"

No, refunds will be available following the resolution of the chargeback claim, if applicable.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:21:31.000Z",295,"will-i-receive-an-immediate-refund-for-a-chargeback-claim-295","Will I receive an immediate refund for a chargeback claim?",{"_15":88,"_17":89,"_7":90,"_11":91,"_21":22,"_23":92},"

Generally, subscription disputes are not eligible unless there was fraud or a clear violation of terms and condition by the merchant.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:20:21.000Z",294,"can-i-dispute-a-transaction-for-a-subscription-i-forgot-to-cancel-294","Can I dispute a transaction for a subscription I forgot to cancel?",{"_15":94,"_17":95,"_7":96,"_11":97,"_21":22,"_23":98},"

If the merchant provides evidence to refute your claim, we will notify you and may request additional information from you to proceed with the case.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-09T10:18:58.000Z",293,"what-if-the-merchant-provides-evidence-against-my-chargeback-claim-293","What if the merchant provides evidence against my chargeback claim?",{"_15":100,"_17":101,"_7":102,"_11":103,"_21":22,"_23":104},"

The process depends on the acquirer's (Merchant Bank) feedback on the transaction. Once we receive the settlement and the other institution (Merchant Bank) agrees that the transaction failed, we will process the reversal. If not, we will provide an approved receipt to signify a successful transaction.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:21:51.000Z",292,"is-there-a-guarantee-that-my-funds-will-be-reversed-for-a-chargeback-request-292","Is there a guarantee that my funds will be reversed for a chargeback request?",{"_15":106,"_17":107,"_7":108,"_11":109,"_21":22,"_23":110},"

You can monitor the progress directly in the app under cards or by reaching out to our support channels.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:17:35.000Z",291,"where-can-i-track-my-chargeback-status-291","Where can I track my chargeback status?",{"_15":112,"_17":113,"_7":114,"_11":115,"_21":22,"_23":116},"

After we must have confirmed that the receipt is valid, that is the correctness of the PAN, amount, transaction date, RRN and so on. The receipt will be given to you to present to the merchant for resolution.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:13:35.000Z",290,"what-is-the-next-step-after-receiving-the-approved-receipt-for-a-chargeback-request-290","What is the next step after receiving the approved receipt for a chargeback request?",{"_15":118,"_17":119,"_7":120,"_11":121,"_21":22,"_23":122},"

Insist on getting a re-print of the customer copy of the failed receipt to enable us to arbitrate the transaction.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:11:54.000Z",289,"what-if-the-merchant-refuses-to-resolve-after-being-provided-with-an-approved-receipt-289","What if the merchant refuses to resolve after being provided with an approved receipt?",{"_15":124,"_17":125,"_7":126,"_11":127,"_21":22,"_23":128},"

You can file a complaint for failed transactions at exactly 24 hours after the transaction was consummated, this is to allow for auto reversal to take place.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:10:05.000Z",288,"when-do-i-complain-about-a-failed-card-transaction-288","When do I complain about a failed card transaction?",{"_15":130,"_17":131,"_7":132,"_11":133,"_21":22,"_23":134},"

Yes

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T14:08:13.000Z",287,"does-chargeback-apply-to-atm-transactions-287","Does chargeback apply to ATM transactions?",{"_15":136,"_17":137,"_7":138,"_11":139,"_21":22,"_23":140},"

A Moniepoint card is a Naira debit card you can use for ATM withdrawals, POS payments, online purchases, card transfers, and subscriptions.

There are three types of Moniepoint Cards available: Verve, Mastercard and Afrigo. All perform the same functions. Mastercard is accepted on more platforms globally. Verve and Afrigo works on platforms that accept it or charge in Naira.

","2026-02-05T13:38:51.000Z",286,"what-is-a-moniepoint-card-286","What is a Moniepoint card?",{"_15":142,"_17":143,"_7":144,"_11":145,"_21":22,"_23":146},"

To request a Moniepoint card, follow the steps below:

Download and create an account on the Moniepoint app.
Navigate to the cards section of the app, click the + icon, and select “New Card Request.”
Select the card type you wish to have, either a physical or virtual card, and click the icon below to proceed.
Select how you wish to collect your card: “Deliver Card to Me” or “Collect Card from Sales Agent.”
For the “Deliver card to me” option, ensure to fill in the details requested: delivery address, nearest area to you, phone number, and alternate phone number.

Please note that this option costs 2000 naira, 1000 naira for the card, and 1000 naira for delivery.

Choose a delivery date and time that would be suitable for you to receive your card from the logistics partner.
Input a name you would like for your card; please note that Moniepoint cards do not carry names on them; this name will be seen on the app and not on the card.
Once all details have been entered, move on to the payment section.
Once payment has been made, the logistics partner’s details will be seen on the app, and you can contact them to request an update on the delivery of your card.
For the “Collect card from Sales Agent” option, enter the sales agent’s account number and proceed to the next section. A code will then be generated, and once it is confirmed, the card can then be activated.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:37:40.000Z",285,"how-do-i-get-a-moniepoint-card-285","How do I get a Moniepoint card?",{"_15":148,"_17":149,"_7":150,"_11":151,"_21":22,"_23":152},"

Kindly follow the steps below to unblock your Moniepoint Expense card;

Click on 'cards ' section and select the card details you want to unblock
Click on 'unblock card'
Enter the OTP sent to your registered phone number and submit.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:35:20.000Z",284,"how-do-i-unblock-my-moniepoint-card-284","How do I unblock my Moniepoint Card?",{"_15":154,"_17":155,"_7":156,"_11":157,"_21":22,"_23":158},"

Personal account holders can have a maximum of 1 active card at a time. Across all account types, you can receive up to 2 new cards per quarter (every 3 months).

","2026-02-05T13:25:43.000Z",283,"what-is-the-maximum-number-of-cards-i-can-have-on-my-account-283","What is the maximum number of cards I can have on my account?",{"_15":160,"_17":161,"_7":162,"_11":163,"_21":22,"_23":164},"

No. Each card is linked to a single account. If you open a new account, you will need a separate card for that account.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:24:37.000Z",282,"can-i-use-the-same-card-on-different-moniepoint-accounts-282","Can I use the same card on different Moniepoint accounts?",{"_15":166,"_17":167,"_7":168,"_11":169,"_21":22,"_23":170},"

Open the Moniepoint app and click on the Cards section which can be found in the bottom navigation menu. Please note that you will need the card serial number, found on the back of your physical card or the paper in the envelope your card comes in, to complete activation.

On the Cards page, under “Pending Activation\" click “View Details.”

Click the “Activate Card” icon.
When the “Have you received the card” message pops up, click \"Yes, I have” if the card has been received.
The Delivery Code section comes up; give the code to the logistics partner who delivered the card, or click “Continue with Activation.”
Under “Activation Code,\" either scan the QR code or enter the activation code, which can be found on the letter that comes with the card envelope and click “Next” to go to the next section, which is to set up your card pin.
On the “Set your Card PIN” section, input your card pin and confirm your card pin.
Once that is done, input your transaction pin to complete your card activation. Note that the transaction pin is also known as the user pin; it is the pin the customer uses to make a transfer who delivered the card or click “Continue with Activation.”
Under “Activation Code,\" either scan the QR code or enter the activation code, which can be found on the letter that comes with the card envelope and click “Next” to go to the next section, which is to set up your card pin.
On the “Set your Card PIN” section, input your card pin and confirm your card pin.
Once that is done, input your transaction pin to complete your card activation. Note that the transaction pin is also known as the user pin; it is the pin the customer uses to make a transfer.

","2026-02-05T13:23:15.000Z",281,"how-do-i-activate-my-new-moniepoint-card-281","How do I activate my new Moniepoint card?",{"_15":172,"_17":173,"_7":174,"_11":175,"_21":22,"_23":176},"

Log in to your app
Navigate tothe Cards section
Click on your active card
Click on Block Card
Then follow the prompts.

OR dial *5573#

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:22:10.000Z",280,"how-do-i-block-my-moniepoint-card-280","How do I block my Moniepoint card?",{"_15":178,"_17":179,"_7":180,"_11":181,"_21":22,"_23":182},"

You can reset your card PIN through the Moniepoint app. To reset your card pin:

Log in to your app
On your dashboard, click on Cards.
Select your card
Click on Settings
Click on the Reset Pin option
Enter the OTP sent to your registered phone number.
Reset Pin.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:20:49.000Z",279,"i-forgot-my-card-pin-how-do-i-reset-it-279","I forgot my card PIN. How do I reset it?",{"_15":184,"_17":185,"_7":186,"_11":187,"_21":22,"_23":188},"

Check your card limits in the cards section of your app. To do this, follow the steps below

Log in to your App
On your dashboard, click on cards.
Click on your active cards
Click on Settings
Click on Card Limits and confirm that your card limit is not less than the amount you are trying to withdraw

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:19:30.000Z",278,"what-do-i-do-when-i-get-the-error-message-exceeds-withdrawal-limit-when-i-try-to-withdraw-using-my-moniepoint-card-278","What do I do when I get the error message “exceeds withdrawal limit” when I try to withdraw using my Moniepoint card?",{"_15":190,"_17":191,"_7":192,"_11":193,"_21":22,"_23":194},"

Confirm that your card is activated successfully and ensure you are selecting the “Savings Account” option when attempting to withdraw.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:17:47.000Z",277,"what-do-i-do-when-my-new-card-gives-the-error-invalid-transaction-277","What do I do when my new card gives the error “Invalid Transaction”?",{"_15":196,"_17":197,"_7":198,"_11":199,"_21":22,"_23":200},"

Report the fraudulent transaction to Moniepoint Support immediately. Block your card via the app or contact Support to prevent further misuse.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:08:42.000Z",276,"what-should-i-do-if-my-card-is-used-fraudulently-276","What should I do if my card is used fraudulently?",{"_15":202,"_17":203,"_7":204,"_11":205,"_21":22,"_23":206},"

Keep your card details confidential, enable transaction alerts, and use virtual cards for online transactions.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:05:44.000Z",272,"how-can-i-prevent-fraud-on-my-card-272","How can I prevent fraud on my card?",{"_15":208,"_17":209,"_7":210,"_11":211,"_21":22,"_23":212},"

• Block your card immediately through the app or by contacting Moniepoint's customer support

• Report the loss or theft to customer support

• Request a replacement card in the app or visit a Moniepoint sales agent to purchase a replacement card

• The old card must be removed from your account before a new one can be assigned

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:02:58.000Z",271,"what-should-i-do-if-my-card-is-lost-or-stolen-271","What should I do if my card is lost or stolen?",{"_15":214,"_17":215,"_7":216,"_11":217,"_21":22,"_23":218},"

Reversals depend on the transaction type and investigation outcome. Report incidents as soon as possible for a higher chance of recovery.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:01:35.000Z",270,"can-unauthorized-card-transactions-be-reversed-270","Can unauthorized card transactions be reversed?",{"_15":220,"_17":221,"_7":222,"_11":223,"_21":22,"_23":224},"

Moniepoint employs encryption, secure authentication processes, and fraud monitoring systems to protect your card transactions.

Do not hesitate to contact us if you have any further questions or require additional information.

","2026-02-05T13:00:25.000Z",269,"how-does-moniepoint-protect-card-transactions-269","How does Moniepoint protect card transactions?","actionData","errors"]

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Can I use my Moniepoint card outside Nigeria?