What is Save As You Transact (SAYT)?


Save As You Transact (SAYT) is an automated savings product designed to help users save effortlessly by linking contributions to transactions they already make. This means that every time a specific type of transaction is performed, a pre-set amount or percentage of that transaction is automatically saved.

Key Details:

  • v1: Designed for Business Owners only. Every transaction triggers a fixed amount to be saved automatically.
  • v2: Available for both Business and Personal Customers. Users can save a fixed amount or a percentage of selected transaction types, such as transfers, airtime purchases, bill payments, etc.

Key Features

  • Automated Savings: Each selected transaction type automatically triggers a savings deduction.
  • Flexible Payout Schedules: Users can receive saved funds according to their preference — daily, weekly, monthly, quarterly, biannually, or yearly.
  • Pause & Resume Plans: Plans can be paused for 1 to 30 days if needed and reactivated without losing saved amounts.
  • Manual Withdrawals: Users can withdraw funds before the scheduled payout.