Open the Moniepoint App

• Navigate to the “Savings” menu and select “Flexible Savings”.

Review Plan Details

• Carefully read the interest rate, withdrawal terms, and minimum savings period.
• Understand any fees or conditions related to withdrawals or interest forfeiture.

Fill in Plan Information

• Goal Type: Choose whether this is a targeted goal (specific amount/date) or a general savings plan.
• Target Name & Date: Provide a descriptive name for your goal and a target date for achieving it.
• Target Amount & Contribution Frequency: Input the total savings goal and how often contributions will be made (daily, weekly, or monthly).

Set Up Contribution Method

• Choose Manual (you initiate savings) or Automatic (scheduled deductions from your account).
• Optional: Make an initial deposit to kick-start the plan.
• Decide whether to opt in or out of interest (for Halal compliance).
• Choose Auto-Rollover if you want the plan to continue after maturity.

Review & Confirm

• Carefully check all entries.

Agree to the terms and confirm to activate the savings plan.