Step 1: Open the Moniepoint App

• Navigate to the “Savings” menu.
• Select “Fixed Savings” from the options.

Step 2: Review Plan Details

• Carefully check the interest rate applicable for your selected duration.
• Review the minimum deposit amount and any restrictions or conditions.
• Ensure you understand that early withdrawal will result in loss of interest.

Step 3: Fill in Plan Information

• Plan Name: Give your plan a descriptive name.
• Amount: Enter the lump sum you want to deposit.
• Duration: Choose the fixed period (1, 3, 6, or 12 months, or longer if allowed).
• Debit Account: Select the account from which funds will be deducted.
• Auto-Rollover (Optional): Enable if you want the plan to continue automatically after maturity.

Step 4: Review & Confirm

• Carefully review all entered information.
• Agree to the terms and conditions.
• Confirm to activate your Fixed Deposit plan.