1. Open the Moniepoint App on your mobile device.

2. Navigate to Savings → Add New → SAYT.

3. Configure the savings amount or percentage:

• Fixed amount: Enter a specific value to save per transaction.
• Percentage: Enter a percentage of each selected transaction to save.

4. Select the transaction types that will trigger the savings. For example:

• Bank transfers
• Airtime purchases
• Bill payments

5. Review and accept the terms and conditions carefully.

6. Confirm to create your SAYT plan. The plan is now active, and savings will automatically start based on selected transactions.