Your account may be placed on PND due to one or more of the following reasons:

• A regulatory flag (e.g., KYC or BVN issues)
   
• Suspicious activity or fraudulent inflow
   
• Pending documentation or compliance review
   

External instruction from a regulatory authority (e.g., court order or EFCC directive)

Do not hesitate to contact us if you have any further questions or require additional information.