To apply for a personal loan on Moniepoint, you must meet the following criteria:

1. Be a personal banking customer.
2. Have an active Moniepoint personal account for at least six months.
3. Consistently use your Moniepoint personal account for your transactions.

Steps to Apply

1. Log in to your Moniepoint Personal account
2. Tap the Loan icon.
3. Select the loan type
4. The system will display the amount you qualify for.
5. Enter the required details as prompted.
6. Review the loan terms carefully and accept offer.
7. The loan will be disbursed directly to your account, and your repayment schedule will be visible in the app