When a card is sold, 80 naira is credited to the sales agent's primary wallet, and an additional 820 naira is credited to the card sales wallet. These funds cannot be moved into the main wallet until all the cards in that batch have been sold. For instance, if a card batch containing 5 cards is sold, 80 naira is credited to the main wallet instantly. This implies that a total of 400 naira will be credited as commission from card sales into the main wallet, and an additional 4100 naira will be credited as commission from card sales into the card sales wallet once the last card in the batch is sold.
The only reason for a reduction in the card sales commission is if the card is sold to an existing cardholder who want to replace their lost, stolen or destroyed card. The commission on cards sold in this case is 200 naira.
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