How do I know which savings plan suites me best

Flex Savings:

• Allows flexibility for fund withdrawal without penalties.
• Offers a 9% flat interest rate per annum, calculated daily and paid monthly.
• Halal compliant with an option to opt out of interest while creating the plan.

Monielock Savings:

• Restricts access until the agreed maturity date; breaking the plan results in the loss of accrued interest.
• Offers a 16% interest rate per annum.
• Halal compliant, providing an opt-out option for interest during setup.

Fixed Deposit Savings:

• Ideal for lump sum deposits with an option for renewal upon maturity.
• Interest paid upfront; breaking the contract results in the loss of all accrued interest.
• Offers up to a 16% interest rate per annum.